So, you’ve decided to start a money journal to improve your money mindset? You’ve made a great decision! Journaling is an incredibly powerful way to unlock abundance as you write your way to wealth.

The question is, how can you maximise the benefits of journaling to really uncover those money blocks and create a positive money mindset? We’ll get to that later, first up, let’s look at why it’s a really great idea to journal.

Benefits of Journaling

Journaling can help you in many different and surprising ways. Here are just a few of the advantages:

Journaling can help you to manage stress, anxiety and even depressionMany studies have shown that keeping a mood journal and writing about your thoughts and feelings can help to improve mental well-being. If you’re here, then I’m guessing that you might have some difficult feelings about money? Journaling can help you reduce any stress and negative mood when it comes to money.Writing about your problems and challenges can help you overcome themWhen you write down your problems and challenges, you can see them clearly in front of you. Having this distance and new perspective helps your creative brain to get to work, which is especially useful if you’re experiencing any financial issues in your business or personal life.You’ll become more self-awareSelf-awareness will help you to know and understand your mind and body. You’ll become more adept at tuning into how you’re feeling and what your mental, emotional, spiritual and physical needs are. When writing about money, write down how your body feels. This might seem strange, but negative emotions can often manifest physically, such as feeling a tightness in your chest, tension in your jaw or throat, headaches and other bodily aches and pains. Breathe into any discomfort until it passes.You’ll notice your patterns of behaviourOver time, your journal will become a great source of reference. You might notice patterns, such as low mood coinciding with a particular person or event, emotional triggers you need to address, or a tendency to self-sabotage when you’re feeling stressed. Money blocks and issues tend to display repeated patterns of behaviour. Journaling can help you notice these patterns, identify the triggers and work though them through writing.Journaling can help you feel happier and more fulfilledWhen you’re writing about and appreciating the people, places and things in your life, you’re exercising your gratitude muscles. Daily gratitude has also been shown to increase the likelihood of a good nights sleep, amongst many other health benefits. Not only that, but gratitude is absolutely fundamental to cultivating an abundance mindset. When you focus on what you do have, rather than what you don’t have, you train your brain to veer away from scarcity and lack, and veer towards what is abundant in your life.

Journaling is like whispering to one’s self and listening at the same time. Mina Murray

Why Focus on Money?

Having a core theme for your journal makes it easier to focus on what to write about and is a more intensive way of working on individual issues. That’s why dedicating a journal solely to work on your money mindset is a really sensible idea.

Money mindset is something many business owners want to get to grips with and for good reason; money blocks and limiting beliefs about money can really affect your business growth, with many entrepreneurs not being able to increase their prices or hitting income walls. Not only that, but these blocks can play havoc with your confidence, self-esteem and feelings of worthiness.

You might notice some of the following when it comes to your own blocks about money…

You find it hard to create a pricing strategyYou tend to over-give when it comes to your clientsYou find it hard to talk about your ratesYou struggle with impostor syndrome, especially when you see what others in your niche are charging – “I can’t charge that…they are more qualified than me…their website looks more expensive…they have more experience than me…I’m not worth that amount”You’d rather lose money that have to chase overdue clientsYou take on too many clients because you’re afraid of losing them and experiencing the ‘feast and famine’ of good/bad money monthsYou have lack/scarcity thoughts about money, rather than positive, abundant ones

Can you relate to some of these? If so, then don’t worry because money journaling can work miracles when it comes to your money mindset!

How to Get Started With Money Journaling

First up, you’ll need to go stationery shopping – yay! You’ll want to feel abundant when you’re writing in your new money journal, so pick one that feels indulgent or rich. You don’t need to spend a lot of money though; look for gold patterns and embossed covers to get that opulent feel. Whilst you’re there, you’ll need a lovely new pen too; choose one that feel smooth and weighty.

When trying to uncover hidden money blocks, it’s always best to start with your past. Think about the messages you heard in childhood, your family’s financial situation growing up, or any events where you felt unworthy or not good enough. There are lots of great money journal prompts online to help you get started.

Enhancing Your Money Journaling Practice – 5 Tips

Here are 5 tips to help you get the most out of your money journal:

Include gratitudeMoney blocks can make it feel like there’s not enough…enough money, enough clients, enough of anything! Focusing on the riches and abundance in your life (not related to money), such as having a loving family, supportive friends, a fine collection of books or simply appreciating nature can help you to feel more abundant in the now. Make sure you choose 3-5 things you feel grateful and why you’re grateful for them every day.Use affirmationsSaying affirmations out loud can feel weird but you’ll soon get used to it. Just remember, every time you repeat a positive affirmation, you’re reinforcing new neural pathways in your brain which will eventually become more familiar than your old negative pathways about money. A good way to find affirmations to suit you is by reframing your negative money beliefs, for example, if you think things like: “I feel really worthless when someone says I’m too expensive, or questions my pricing” then turn that into a positive affirmation such as “I attract my soul clients who value and honour my work”. Take a good look at any negative words or phrases you’ve used in your money journal and reframe as many as you can into positive affirmations.Invest in a journal dedicated to overcoming money blocksYes, there’s a thing! I’ve created my own printable ‘Wildly Abundant’ money journal and tracker, and there are lots more out there on the market – take a look round and see what you feel most drawn to. Having all your journal prompts ready and curated in a way that takes you on a money journey can really help you uncover those blocks quicker and more effectively than just winging it alone.Get ‘tapping’ into moneyIf you haven’t used Emotional Freedom Technique (EFT), also known as ‘tapping’ before, then now is the time to give it a try. Tapping is especially amazing when it comes to getting right to the crux of issues and I’ve used it a lot when it comes to money blocks. You’ll be in good company too, as Denise Duffield-Thomas, the author of the book ‘Get Rich, Lucky Bitch’ also recommends tapping as a way to heal your money story. Silently tap through the tapping points as you think about your money blocks and you’ll be surprised at what you uncover. If you aren’t confident to try tapping on your own, it can help to start by following tap along videos online; you can check out my money tapping videos on YouTube here.Meditate on moneyBefore you journal each day, ask yourself “what can I do today to improve my relationship with money” and sit quietly for 5-10 minutes as you ponder this question. Don’t worry if nothing comes up or you get distracted, just do your best to tune into how you’re feeling. Giving yourself this space and time can really help you to identify what is most pressing when it comes to healing your relationship with money.

Finally, a bonus tip is to notice abundance and write it down. Record any money coming into your life, no matter what form it takes; be it a money-off supermarket voucher, a gift from a friend, a penny you found in the street or unexpected refunds. Realising just how much money flows your way can truly help you to feel more abundant and supported by the Universe.

Personally, I’ve found that journaling, along with Emotional Freedom Technique (EFT) Tapping are a really powerful combination! I’ve created a free mini-course called ‘Worthy & Wealthy – The Magic of Self-Healing’ which includes both journaling and tapping to help you get some deep shifts when it comes to money mindset and self-worth.

Have you overcome your money blocks through journaling? Or maybe something else helped you? Feel free to share your money story in the comments.

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